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Further Information: Endowment Policies

The Aim of Life Insurance

Though a glance at the headings to each section will show that there are many different types of life insurance policy, the basic aim of all life insurance is simple. It is to provide a guaranteed sum (the "sum assured") on the death of the insured life or at a specified future date (the "maturity date") in the case of an endowment policy. The sum assured may be needed to pay off a mortgage if the breadwinner (or one of them) dies, or to help a widow (or widower) bring up a family, or to start a business, or to go on the holiday of a lifetime, or to provide a lump sum for a child when it comes of age,... see: The Aim of Life Insurance

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