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Permanent health insurance Table

Annual premium to provide £12,000 p. a. benefit payable monthly up to age 65 for men, 60 for women.

Deferred period Deferred period

4 weeks 26 weeks

£1 £1

Managed 29 60 30

Woman aged 29 70 35

Managed 39 85 40

Woman aged 39 100 50

Managed 49 95 60

Woman aged 49 120 80

Note Premiums applicable to those in Class 1 occupations, i.e. non-manual office and management workers.

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Permanent Health Insurance

Though it is not really life insurance, permanent health insurance is issued by many life insurance companies and is, unlike fire or accident insurance, a long-term contract. In return for an annual premium the company guarantees to pay a specified annual income to the policyholder if he or she is unable to work as a result of illness or disablement. The contract runs to retirement age, normally 65 for men and 60 for women, though if earlier retirement is intended the term may be shortened. Since the policies provide no life insurance benefits, no tax relief is allowed on the premiums.

A number... see: Permanent Health Insurance

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